Recap has a comprehensive integration with BnkToTheFuture that makes it easy to manage your crypto tax calculations. Connect your BnkToTheFuture account to Recap to import your full history and automate your taxes. From 2026, tax authorities are widening the automatic reporting of crypto under frameworks such as the OECD's Cryptoasset Reporting Framework (CARF), so keeping an accurate record matters more than ever.
The legal bit: The information provided in this content does not endorse BnkToTheFuture. Furthermore, it does not constitute tax advice. If you are uncertain about any financial or tax-related matters, we strongly recommend seeking guidance from a qualified tax professional. Additionally, you may utilise our accountant and professional advisor sharing features.
Why BnkToTheFuture tax can be difficult to calculate manually
BnkToTheFuture is an online investment platform rather than a simple exchange, and that changes what your tax record looks like. The activity that matters is often investments and token movements rather than a stream of trades. A few things tend to trip people up:
- Disposals are spread out. Selling or exchanging a holding is a disposal, but on an investment platform these can be occasional and large rather than frequent, so a single event can move your whole tax position.
- Token movements need tracking. Tokens received, moved or converted all have to be valued and recorded so your cost basis stays accurate.
- Crypto-to-crypto still counts. Exchanging one asset for another is a disposal even though no ordinary money changes hands.
- A long, occasional history. Activity can be infrequent but stretch back years, which makes an accurate cost basis hard to rebuild from exports by hand.
How to import your BnkToTheFuture data into Recap
Connect your BnkToTheFuture account to Recap by API and we import your history automatically, including deposits, withdrawals and disposals, however far back your account goes. Recap classifies and values every entry with our fair-market valuation engine and applies the tax rules for your jurisdiction, turning occasional and large movements into a clear set of gains and losses.
Auto Sync with Bnk To The Future How are BnkToTheFuture transactions taxed?
Tax treatment depends on the transaction type and where you are tax resident. Here is how the main BnkToTheFuture activities are generally treated:
| Transaction type | CGT | Income | Tracked in Recap |
|---|---|---|---|
| Deposits | |||
| Withdrawals | |||
| Buying crypto with fiat | |||
| Crypto to crypto | |||
| Selling crypto for fiat | |||
| Transferring between your own accounts |
Selling a holding for fiat and exchanging one asset for another are disposals for capital gains purposes, each measured against your cost-basis pool. Buying with fiat is not itself a disposal but sets the cost your later disposals are measured against, and transfers between your own accounts and wallets are not disposals.
Refer to our tax guides for a more detailed look at crypto tax rules.
What's in your BnkToTheFuture tax report
Recap turns your full BnkToTheFuture history into a single tax report: capital gains and losses worked out under the rules for your jurisdiction, occasional and large disposals valued at the right point, token movements tracked correctly, and a clear year-by-year summary you can file yourself or hand straight to your accountant.
Common BnkToTheFuture tax challenges and how Recap solves them
BnkToTheFuture accounts produce a few recurring tax problems. Here is how Recap handles each one:
- Large, occasional disposals. A single sale can be a substantial disposal. Recap captures it at the right value and date so the gain or loss is calculated correctly.
- Token movements. Tokens received and moved are easy to lose track of. Recap values and records them so your cost history stays accurate.
- Crypto-to-crypto exchanges. Exchanging one asset for another is a disposal, not a simple transfer. Recap treats each one correctly.
- A long, infrequent history. Occasional activity over years is easy to misdate. Recap imports the whole record and pools every disposal correctly.
Why BnkToTheFuture users choose Recap
BnkToTheFuture users often choose Recap because an investment account produces occasional but significant disposals and token movements that are easy to misvalue by hand. Rather than reconstructing them one by one, you can connect by API and see your gains and losses reconciled in one report, ready to file or share with your accountant.
