What happened to my Bitpanda Pro account?

It moved with the platform when Bitpanda Pro was spun off and rebranded as One Trading in 2023. Bitpanda's own announcement describes the transition, and One Trading confirms account details and transaction history were retained. Log in on the One Trading site with your original email address by resetting your password, then export your history from there.

Is Bitpanda Fusion the same as Bitpanda Pro?

No. Fusion is an advanced-trading product Bitpanda launched in December 2024, more than a year after Bitpanda Pro had been spun out as One Trading. Your Pro history is not in Fusion.

Does Bitpanda report to HMRC?

Yes. Bitpanda's UK customers contract with Bitpanda Broker UK Ltd, a UK-incorporated firm, which brings it within the UK's CARF reporting rules. It collects your National Insurance number and must report reportable customer and transaction data to HMRC annually, starting with the 2026 calendar year reported by 31 May 2027. You remain responsible for declaring your own gains and income.

How are my old Bitpanda Pro gains taxed?

The same way they always were: disposals attract Capital Gains Tax under HMRC's share-pooling rules, and rewards are generally miscellaneous income at their value on receipt, for the tax year in which they happened. CARF starting in 2026 changed what gets reported, not what was taxable. If something from the Pro era was never declared, retrieve your One Trading records and use the amendment or disclosure route that fits the year.

Does Bitpanda Pro Report to HMRC? UK Guide 2025/26

Q: Does Bitpanda Pro report to HMRC?

Not under that name. Bitpanda Pro became One Trading, a separate Dutch exchange, in 2023. Reportable activity from 1 January 2026 falls within the Dutch rules implementing DAC8 and CARF, and data about a reportable UK-resident user can then be exchanged with HMRC, with the first reports flowing in 2027. Pre-2026 Pro trades are not reported under CARF, but any gains or income from them still had to be declared.

Q: Is Bitpanda regulated in the UK?

Bitpanda Broker UK Ltd is registered with the FCA for specified cryptoasset activities under the UK's anti-money-laundering regime. That registration does not make crypto a regulated, FSCS-protected investment, and it does not change your tax obligations.

TL;DR: Bitpanda Pro no longer reports under that name, because it became the separate exchange One Trading in 2023. The operator, One Trading Exchange B.V., is a Dutch company, and the Netherlands is on HMRC's list of CARF partner jurisdictions for the 2026 reporting year, so reportable activity by UK tax residents from 1 January 2026 can reach HMRC through the Dutch tax authority. Bitpanda's separate UK platform operates through Bitpanda Broker UK Ltd and has its own UK CARF obligations. Pre-2026 Bitpanda Pro trades are not retrospectively included in CARF, but any taxable gains or income from them still had to be declared for the relevant year.

If you used only Bitpanda Pro, start with One Trading for your records. If you also used the Bitpanda app or Fusion, you may need records from both One Trading and Bitpanda. This guide covers the entity split, where your history lives, and what each company reports. It reflects the rules as at July 2026.

Disclaimer

This guide is intended as a generic informative piece. This is not accounting or tax advice that can be relied upon for any UK individual's specific circumstances. Please speak to a qualified tax advisor about your specific circumstances before acting upon any of the information in this article.

Bitpanda Pro, One Trading and Fusion: which is which

In 2023 Bitpanda's professional exchange left the group. Bitpanda's own announcement explains that Bitpanda Pro evolved to become One Trading, a standalone company spun off from Bitpanda, and that there was no change in the legal entity holding customer relationships: accounts, verification and transaction history carried over. One Trading's help centre confirms former Bitpanda Pro users log in on the One Trading site with their original email address by resetting their password, with account details and transaction history retained.

Bitpanda Fusion is a different thing entirely: an advanced-trading product that Bitpanda launched in December 2024, more than a year after Pro had left the group. If you see the two names used interchangeably elsewhere, treat that as a red flag. Fusion is not where your Pro history lives.

Where your records are, and how to get them

Your Bitpanda Pro history sits with One Trading. Regaining access starts with a password reset against your old email address, and One Trading documents how to export your trading history from there.

Anything you have done on the Bitpanda app or Fusion sits with Bitpanda, exported from your Bitpanda account. Which exports you need depends on which products you actually used: One Trading alone for a Pro-only history, or both companies if you traded on Bitpanda's platforms too. For an individual, HMRC's matching and pooling rules generally apply across your holdings of the same token rather than separately by exchange, and the Section 104 pool carries forward between tax years, so a complete record matters even where an account has sat dormant.

Who reports what to HMRC from 2026

Two companies, two routes.

One Trading's terms identify the operator as One Trading Exchange B.V., a Dutch company. The Netherlands is listed by HMRC as both a partner jurisdiction and a reportable jurisdiction for the 2026 CARF reporting year. For a reportable UK-resident customer, the expected route is reporting to the Dutch tax authority under the applicable Dutch rules implementing DAC8 and CARF, followed by exchange with HMRC. Whether a particular account or transaction is reportable depends on the detailed rules and your self-certified tax residence.

Bitpanda's UK platform is separate. Bitpanda Broker UK Ltd is UK-incorporated and, under Bitpanda's current UK User Agreement, the contracting party for UK customers, which brings it within HMRC's nexus rules for UK reporting cryptoasset service providers. It must report reportable UK user and transaction data to HMRC for the 2026 calendar year, with the first report due between 1 January and 31 May 2027. Bitpanda already asks UK users for their tax number, the National Insurance number (NINO), a request consistent with tax-reporting due diligence.

CARF reporting starts with 2026 activity. It does not retrospectively add older Bitpanda Pro trades to the annual feed. Those older transactions may still be relevant to past tax returns, and HMRC can seek information about historic activity through other routes, including Schedule 23 to the Finance Act 2011 and Schedule 36 to the Finance Act 2008 where records are held by UK-connected businesses, and through international cooperation arrangements.

What CARF reports, briefly

The UK brought CARF in through The Reporting Cryptoasset Service Providers (Due Diligence and Reporting Requirements) Regulations 2025. Reporting covers transactions from 1 January 2026, with the first reports covering the 2026 calendar year due to HMRC between 1 January and 31 May 2027, then annually. Due diligence runs on its own clock: new users generally self-certify before making reportable transactions, while providers have until 31 December 2026 to complete due diligence on pre-existing users.

Each report pairs your identity details from self-certification, including name, address, tax residence and tax identification number, with annual transaction totals by type: crypto-to-fiat and crypto-to-crypto exchanges, transfers and spending, with values, units and assets. Reports are exchanged with the relevant partner jurisdictions based on the user's tax residence, which is how Dutch-held data about a UK resident reaches HMRC. A user who deliberately or carelessly fails to provide a valid self-certification can face a penalty of up to £300 under regulation 13. Our explainer on the OECD's CARF release has the background, and HMRC has been running crypto nudge-letter campaigns off data matching for years: 64,982 letters in 2024/25, up from 27,713 the year before, per a freedom-of-information request by accountancy firm UHY Hacker Young.

Is Bitpanda regulated in the UK?

Bitpanda secured FCA registration in February 2025 and rolled out to UK customers during 2025 with GBP support. Bitpanda Broker UK Ltd (FRN 925234) is registered with the FCA for specified cryptoasset activities under the UK's anti-money-laundering regime; you can check the entry on the FCA register. The UK offering centres on crypto: hundreds of cryptocurrencies, staking, savings plans and Bitpanda's crypto indices. The wider European platform also spans stocks, ETFs and precious metals; where any non-crypto assets are available to you, they follow their own tax rules and sit outside the scope of this crypto guide.

Registration under the AML regime does not make crypto a regulated investment, and it does not bring your holdings under the Financial Services Compensation Scheme. It also has no effect on your tax position: you remain responsible for declaring your gains and income.

How Bitpanda and Bitpanda Pro activity is taxed

The rules are the standard UK ones. Selling crypto, or swapping one crypto for another, is a disposal for Capital Gains Tax, worked out using HMRC's share-pooling rules. Crypto received as a reward, such as staking, is generally miscellaneous income at its sterling value on receipt, unless your activity amounts to a trade. That applied just as much to Bitpanda Pro trades in 2021 as it does to Bitpanda trades now; the reporting framework changed in 2026, the tax rules did not.

What about pre-2026 Bitpanda Pro trades you never declared?

Retrieve your One Trading history first, then work out the position year by year. Gains and income belong on the return for the year they arose: for a year still in date you can amend your Self Assessment return up to 12 months after its filing deadline, and for older years HMRC's Cryptoasset Disclosure Facility has been the route for unpaid Income Tax or Capital Gains Tax on crypto since November 2023. An unprompted disclosure can reduce the penalty HMRC charges, though interest remains due and the outcome depends on the behaviour involved and the quality of the disclosure. Our comprehensive UK crypto tax guide covers the calculations, and our directory lists UK crypto tax specialists if you would rather have professional help with a disclosure.

How Recap helps with Bitpanda Pro tax

Recap does not currently have a direct One Trading integration. To add historic Bitpanda Pro activity, or newer One Trading activity, export your history from One Trading, convert it to Recap's CSV format, then import it through a Custom Account; our Bitpanda Pro and One Trading import guide walks through the steps. If you already have Bitpanda Pro transactions in Recap, keep that account as it is: the history remains part of your tax calculations, and deleting it would remove it.

Once your records are in, they combine with activity from your other supported exchanges, wallets and Custom Accounts. Recap applies HMRC's same-day, 30-day and Section 104 pooling rules and produces year-by-year capital gains and income reports you can use for Self Assessment or share with an accountant. Recap is UK-built and encrypts your data on your own device, so we never see your portfolio.

Start with your One Trading export, follow the import guide, and add your Bitpanda Pro history to your wider UK tax calculations.

Key takeaways

Bitpanda Pro became the separate Dutch exchange One Trading in 2023.
Former Bitpanda Pro users can retrieve their retained account history from One Trading.
Pre-2026 Bitpanda Pro trades are outside CARF reporting, but any taxable gains or income still had to be declared for the relevant year.
Reportable One Trading activity from 1 January 2026 can reach HMRC through exchange between the Dutch and UK tax authorities.
Recap currently requires One Trading exports to be converted to Recap's CSV format and imported through a Custom Account.