Auto Sync with Crypto.com App Recap has a comprehensive integration with Crypto.com that makes it easy to manage your crypto tax calculations. Upload your Crypto.com App transactions to Recap to securely monitor each transaction, manage your cryptocurrency portfolio, and effortlessly automate your taxes. From 1 January 2026, UK-registered providers like Crypto.com are expected to fall within the Cryptoasset Reporting Framework (CARF) and report specified customer and transaction data to HMRC each year, so keeping an accurate record matters more than ever.
*Disclaimer: The information provided in this content does not endorse Crypto.com. Furthermore, it does not constitute tax advice. If you are uncertain about any financial or tax-related matters, we strongly recommend seeking guidance from a qualified tax professional. Additionally, you may utilise our accountant and professional advisor sharing features.
Why Crypto.com App tax can be difficult to calculate manually
The Crypto.com App is built to be simple to use, and that is part of what makes its tax position easy to get wrong. A lot of everyday activity is taxable without ever feeling like a trade, and it can be spread across buys, swaps, staking, the Visa card and transfers to other wallets or the Crypto.com Exchange. A few things catch people out:
- Buys, sells and swaps. Selling crypto or swapping one coin for another is a disposal for capital gains. Simply buying with fiat is not, but it sets your cost for later.
- Crypto.com Visa card spending. Each time you pay with crypto on the card it counts as a disposal, not just a purchase, so a regular spending habit can mean dozens of small disposals.
- CRO cashback and Crypto Earn. Card cashback paid in CRO, and Crypto Earn or staking rewards, are generally treated as income, valued when you receive them. These are the items people most often forget.
- Transfers between the App, the Exchange and external wallets. Not disposals in themselves, but they have to be matched so they are not mistaken for sales.
Crypto.com App vs Crypto.com Exchange
Crypto.com is more than one product. The Crypto.com App is the consumer side, for buying, selling, swapping, staking and spending with the Visa card. The Crypto.com Exchange is a separate, professional trading venue with its own export. They are subject to the same tax rules where you live, but they keep separate records, so if you have used both you need data from each. Importing one and forgetting the other is the most common cause of mismatched figures.
How to import your Crypto.com App data into Recap
Recap imports your full Crypto.com App history automatically from a single CSV export, including buys, sells, swaps, card spends, cashback and staking rewards, then classifies and values every transaction with our fair-market valuation engine, applying the tax rules for your jurisdiction. Here is how it works:
- Upload your Crypto.com App CSV.
- Review your transactions to check everything is recorded and accurate.
- Download your ready-to-file tax reports, or share them with your accountant.
How are Crypto.com App transactions taxed?
Tax treatment depends on the transaction type and where you are tax resident. Here is how the main Crypto.com App activities are generally treated:
| Transaction type | CGT | Income | Tracked in Recap |
|---|---|---|---|
| Deposits | |||
| Withdrawals | |||
| Buying crypto with fiat | |||
| Crypto to crypto | |||
| Selling crypto for fiat | |||
| Spending with the Crypto.com Visa card | |||
| Earning staking rewards | |||
| CRO cashback and Crypto Earn rewards | |||
| Transferring between your own accounts |
Refer to our tax guides for a more detailed look at crypto tax rules.
What's in your Crypto.com tax report
Recap turns your Crypto.com App history, alongside your Exchange and card activity, into a single tax report: capital gains, losses and income worked out under the rules for your jurisdiction, and a clear year-by-year summary you can file yourself or hand straight to your accountant.
Common Crypto.com App tax challenges and how Recap solves them
Crypto.com App accounts produce a few recurring tax problems. Here is how Recap handles each one:
- Card spending creates many small disposals. Each Crypto.com Visa card payment is a disposal that needs valuing on the day. Recap captures and values every one automatically, however many coffees that is.
- CRO cashback is easy to forget. Cashback paid in CRO is income, but it rarely feels like a taxable event. Recap captures it and classifies it as income at the value you received it.
- Crypto Earn rewards build up all year. Earn and staking rewards drip in as lots of small income events. Recap values each one on the day it arrived, so you do not have to.
- App and external transfers. Moves between the App, the Exchange and wallets you own should not be taxed as disposals. Recap matches them so they are not mistaken for sales.
- Missing App or Exchange data. It is easy to import one and forget the other. Recap brings the App, Exchange and card into a single consolidated report, so nothing is left out.
Why Crypto.com users choose Recap
Crypto.com users often choose Recap because it can combine activity from the App, the Exchange and the Visa card into a single tax position. Rather than juggling separate exports and manually reconciling transfers, you can see your gains, losses, cashback rewards and staking income in one report, ready to file or share with your accountant.
