Sync Crypto.com App CSV Recap has a comprehensive integration with Crypto.com that makes it easy to manage your crypto tax calculations. Upload your Crypto.com App transactions to Recap to securely monitor each transaction, manage your cryptocurrency portfolio, and effortlessly automate your taxes. From 1 January 2026, UK-registered providers like Crypto.com are expected to fall within the Cryptoasset Reporting Framework (CARF) and report specified customer and transaction data to HMRC each year, so keeping an accurate record matters more than ever.
Disclaimer
The information provided in this content does not endorse Crypto.com. Furthermore, it does not constitute tax advice. If anything financial or tax-related is unclear, speak to a qualified tax professional. You can also share your Recap account with your accountant or tax adviser directly.
Why Crypto.com App tax can be difficult to calculate manually
The Crypto.com App is built to be simple to use, and that is part of what makes its tax position easy to get wrong. A lot of everyday activity is taxable without ever feeling like a trade, and it can be spread across buys, swaps, staking, the Visa card and transfers to other accounts or the Crypto.com Exchange. A few things catch people out:
Where it catches people out
- Buys, sells and swaps. Selling crypto or swapping one coin for another is a disposal for capital gains. Simply buying with fiat is not, but it sets your cost for later.
- Crypto.com Visa card spending. Each time you pay with crypto on the card it counts as a disposal, not just a purchase, so a regular spending habit can mean dozens of small disposals.
- CRO cashback and Crypto Earn. Crypto Earn and staking rewards are income at their value on the day they arrive, and that same value becomes their cost, so only later growth counts as a gain. Card cashback paid in CRO is not income in Recap: it comes in as an acquisition, valued when you receive it. These are the items people most often forget.
- Transfers between the App, the Exchange and external accounts. Not disposals in themselves, but they have to be matched so they are not mistaken for sales.
Crypto.com App vs Crypto.com Exchange
Crypto.com is more than one product. The Crypto.com App is the consumer side, for buying, selling, swapping, staking and spending with the Visa card. The Crypto.com Exchange is a separate, professional trading venue with its own export. They are subject to the same tax rules where you live, but they keep separate records, so if you have used both you need data from each. Importing one and forgetting the other is the most common cause of mismatched figures.
How to import your Crypto.com App data into Recap
Recap imports your full Crypto.com App history automatically from a single CSV export, including buys, sells, swaps, card spends, cashback and staking rewards, then classifies and values every transaction with our fair-market valuation engine, applying the tax rules for your jurisdiction. Here is how it works:
Steps to import your data
- Upload your Crypto.com App CSV.
- Review your transactions to check everything is recorded and accurate.
- Download your ready-to-file tax reports, or share them with your accountant.
How are Crypto.com App transactions taxed?
Tax treatment depends on the transaction type and where you are tax resident. Here is how the main Crypto.com App activities are generally treated:
Recap's default treatment by transaction type
| Transaction type | CGT disposal | CGT acquisition | Income |
|---|---|---|---|
| Deposits | CGT disposal: no. The Crypto.com App CSV has no fee column, so the parser records a zero fee and no fee disposal is created. Fiat viban_deposit rows are ignored entirely. | CGT acquisition: no | Income: no |
| Withdrawals | CGT disposal: no. The parser records a zero withdrawal fee, so no fee disposal arises; where an exchange fee is charged in crypto it would be treated as a disposal of the fee asset. | CGT acquisition: no | Income: no |
| Buying crypto with fiat | CGT disposal: no. The fiat leg is recorded as the disposed side of the trade, but fiat assets are never chargeable, so no capital gain or loss arises on the money paid. | CGT acquisition: yes | Income: no |
| Crypto to crypto | CGT disposal: yes | CGT acquisition: yes. Recap's default valuation for a crypto-to-crypto trade uses the quote side (‘Trade valuation method’ = Quote for portfolios created after 2022-05-25). Configurable: Disposed, which values the trade from the asset given up. | Income: no |
| Selling crypto for fiat | CGT disposal: yes | CGT acquisition: no. The fiat proceeds are recorded as the acquired side of the trade but fiat is never a chargeable asset, so no pool entry with a taxable cost is created. | Income: no |
| Spending with the Crypto.com Visa card | CGT disposal: yes | CGT acquisition: no | Income: no |
| Earning staking rewards | CGT disposal: no. The staking and unstaking rows themselves (finance.dpos.staking / unstaking, finance.lockup.dpos_lock / unlock, finance.defi_staking.staking / unstaking) are ignored by the parser, so locking up the principal produces no disposal. | CGT acquisition: yes. The reward also enters the section 104 pool at the same market value used for the income figure. | Income: yes. Recap's default: the reward is income valued at the market price on the date received. mco_stake_reward and supercharger_reward_to_app_credited are mapped as generic Income instead. |
| CRO cashback and Crypto Earn rewards | CGT disposal: no | CGT acquisition: yes. Both cashback and Crypto Earn rewards enter the section-104 pool at their market value on receipt. Other Crypto.com reward kinds (campaign_reward, referral_bonus, gift_card_reward, reimbursement, Airdrop Arena rewards) are mapped as Airdrops, where Recap's default pool cost is zero for portfolios created after 2024-04-06 and market value for older ones; configurable per portfolio or per transaction. | Income: yes. Recap treats Crypto Earn interest as income at market value, but card cashback as a Cashback acquisition that is not aggregated into the income total. Either can be recategorised on the transaction if a different treatment is wanted. |
| Transferring between your own accounts | CGT disposal: no. Transfers to or from another person (crypto_transfer) are a different case: the parser maps them to GiftIn or GiftOut, and a GiftOut is a disposal at market value. | CGT acquisition: no | Income: no |
This table shows how Recap classifies each transaction type by default. Some treatments — such as the acquisition cost used for airdrops — are configurable in Recap. This is general information, not tax advice; consult a qualified tax professional about your circumstances.
This table shows Recap's default classification for common Crypto.com App transactions. It is not an exhaustive schedule or a ruling. Treatment depends on your circumstances and jurisdiction, and you can recategorise any transaction where yours differ. Confirm your position with a qualified tax adviser.
Refer to our tax guides for a more detailed look at crypto tax rules.
What's in your Crypto.com tax report
Recap turns your Crypto.com App history, alongside your Exchange and card activity, into a single tax report: capital gains, losses and income worked out under the rules for your jurisdiction, and a clear year-by-year summary you can file yourself or hand straight to your accountant.
Common Crypto.com App tax challenges and how Recap solves them
Crypto.com App accounts produce a few recurring tax problems. Here is how Recap handles each one:
How Recap solves them
- Card spending creates many small disposals. Each Crypto.com Visa card payment is a disposal that needs valuing on the day. Recap captures and values every one automatically, however many coffees that is.
- CRO cashback is easy to forget. Cashback paid in CRO rarely feels like anything worth recording, but it still needs to reach your report. Recap captures it and classifies it as an acquisition at the value you received it, so any gain is measured only on growth after that.
- Crypto Earn rewards build up all year. Earn and staking rewards drip in as lots of small income events. Recap values each one on the day it arrived, so you do not have to.
- App and external transfers. Moves between the App, the Exchange and accounts you own should not be taxed as disposals.
- Missing App or Exchange data. It is easy to import one and forget the other. Recap brings the App, Exchange and card into a single consolidated report, so nothing is left out.
Why Crypto.com users choose Recap
Crypto.com users often choose Recap because it can combine activity from the App, the Exchange and the Visa card into a single tax position. Rather than juggling separate exports and manually reconciling transfers, you can see your gains, losses, cashback rewards and staking income in one report, ready to file or share with your accountant.
Whether Crypto.com App shares account data with HMRC is a separate question, and we answer it in does Crypto.com App report to HMRC.
